![]() Please note: All non-sterling transactions, whether for cash, goods or services, are subject to a non-sterling transaction fee of 2.99%. In all other cases, including the Euro, it will first be converted into U.S. Dollars, it will be converted directly into Pound Sterling. This rate may differ from rates that are in effect on the date of your transaction. Unless a particular rate is required by law, we will use conversion rates based on interbank rates we select from customary industry sources on the business day prior to the processing date (called the "American Express Exchange Rate"). We will convert a transaction into Pound Sterling on the date we process it. IFSC is an Indian Financial System Code which is an alphanumeric 11-digit code.If you make a transaction in a foreign currency, we use a specific exchange rate and conversion system. Please note that the beneficiary’s account number and full address are required to initiate any international money transfer.ĪBA routing number also known as Routing Transfer Number (RTN) is a 9-digit code. Your beneficiary can provide the IBAN for your transfer or if paying to your own account, your overseas bank can provide these details. IBAN should be provided for all payments to the EU/EEA, UK and some non-European countries including most states of the Middle East, e.g UAE, as well as North Africa and the Caribbean region. The length ranges from 15 to over 30 alphanumeric characters. ![]() IBAN is an international bank account number. You can contact the receiving bank/recipient for the details or use the ‘look up bank’ function in Westpac Online Banking when adding a new payee. SWIFT/BIC code, also known as Bank Identifier Code (BIC) is an 8-11 alphanumeric code used to identify a bank. Typical bank details required to initiate an international money transfer include: ![]()
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